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# The Maricarmen Effect
- URL: https://www.thesegovian.com/the-maricarmen-effect/
- Published: 2026-09-29T12:07:04.000Z
- Updated: 2026-09-29T17:31:02.000Z
- Description: One eviction captured Spain’s attention. Beyond Maricarmen’s story lies a question for Segovia and cities across Europe: what happens when a place grows faster than its housing?
- Author: The Segovian Editorial Team
- Tags: El Editorial

There are moments when a complicated national problem suddenly acquires a face.

Last week, that face was Maricarmen Abascal. At 87, after living for more than seven decades in the same apartment in Madrid’s Retiro district, she was evicted following a long legal dispute over an old rental contract. The case travelled across Spain because it compressed an enormous debate into one address: what happens when the legal value, market value and human value of a home stop pointing in the same direction?

The legal story was more complicated than the images suggested. Courts had upheld the termination of the old contract after successive subrogations. But after the eviction, mediation involving the owner, Maricarmen’s representatives and Madrid’s municipal housing company produced an agreement in principle for her to return under a new eight-year contract, with rent not exceeding 30% of her net income. [El País reported the agreement on 28 September.](https://elpais.com/espana/madrid/2026-09-28/urbagestion-llega-a-un-acuerdo-con-los-representantes-de-maricarmen-para-que-vuelva-a-su-casa.html) At the time of that report, her acceptance and signature were still pending.

It is tempting to read this simply as a story about one landlord and one tenant. We think that would miss the larger point.

## A European problem with very local consequences

Housing has become one of Europe’s defining urban pressures. In the first quarter of 2026, house prices across the European Union were 5.1% higher than a year earlier, while rents increased by 3.0%, according to [Eurostat](https://ec.europa.eu/eurostat/web/products-eurostat-news/w/ddn-20260702-2).

Behind those averages is a basic imbalance increasingly visible in attractive cities: demand can grow faster than the supply of appropriate housing. New demand may come from economic growth, tourism, universities, migration, commuters or remote workers. Often several forces arrive at once.

That distinction matters. If the diagnosis becomes simply “too many outsiders,” “too many tourists,” “too many students,” or “greedy landlords,” a structural problem quickly turns into a cultural argument. Segovia should resist that simplification.

## And then there is Segovia

Segovia is experiencing its own version of this tension. The city attracts international university students, workers connected to Madrid, foreign residents, visitors, families, young Segovians trying to become independent and employees who need somewhere reasonably priced to live.

IE University has also transformed Segovia’s international profile. Students arrive from around the world, support local businesses, rent homes, bring visiting families and create connections between a relatively small Castilian city and a remarkable international network. That is an asset.

It would be extraordinarily simplistic to turn that success into a story of students versus residents, foreigners versus locals, or a university versus the city around it. The pressure has multiple causes.

Local reporting illustrates the scale of the mismatch. In June, [El Adelantado reported a 51.2% increase in Segovia’s advertised rental prices since 2023](https://eladelantado.com/segovia/2026/06/09/el-alquiler-en-segovia-entra-en-maxima-tension-con-precios-un-512-mas-altos-que-hace-tres-anos/), citing a local real-estate executive who pointed to Madrid-linked demand, IE University’s growth, tourism and limited housing stock among the pressures. In August, the newspaper reported that one rental listing received more than 100 enquiries in a single day and described difficulties faced by workers and families in a market with high demand and limited supply. [That report put advertised rents at €13.5 per square metre.](https://eladelantado.com/segovia/2026/08/25/el-alquiler-pone-contra-las-cuerdas-a-quienes-buscan-vivienda-en-segovia/)

Successful cities have to build the infrastructure their success requires. And **housing is infrastructure**.

## Growth without capacity becomes scarcity

The question Segovia should be asking is not: **Who is taking Segovia’s housing?**

It is: **Are we creating enough housing for the Segovia we are becoming?**

Those are radically different questions. The first searches for someone to blame. The second asks institutions and the market to think about capacity.

A city with an international university needs appropriate student accommodation. A city that wants families needs family housing. A city whose workers sustain restaurants, hotels, shops, public services and businesses needs homes those workers can realistically afford. A city attracting international residents needs a rental market capable of absorbing new demand without forcing every group into competition for the same limited stock.

A historic city faces an additional challenge: doing this without sacrificing the architectural and cultural heritage that makes Segovia attractive in the first place.

There is no single instrument that resolves all of that. Purpose-built student accommodation can absorb part of university demand. Rehabilitation can return underused buildings to residential use where feasible. New development can add capacity outside the most constrained historic areas. Affordable and protected housing can serve households the private market does not adequately reach. Private development can add supply where planning, land and economics permit.

The point is not that one of these choices is the answer. It is that a growing city needs a housing strategy proportionate to its ambitions.

## The opportunity behind the pressure

There is another way to read Segovia’s housing tension: demand is also evidence that people want to be here. Students choose Segovia. International residents choose Segovia. Visitors return. Businesses invest. People connected to Madrid discover that another kind of life is possible nearby.

For many European cities facing ageing, population loss or economic stagnation, attracting people is itself difficult. Segovia possesses something valuable. The challenge is ensuring that success does not gradually make the city inaccessible to the people who already live here.

That conversation necessarily involves more than one actor: municipal and regional authorities, universities, property owners, developers, businesses and residents each influence different parts of the housing ecosystem.

## The Maricarmen Effect

Maricarmen’s case ended, at least at this stage, with negotiation. After courts, protests, an eviction and intense public attention, the parties found a formula designed to allow an 87-year-old woman to return to the home where she had spent most of her life while establishing a new contractual relationship with its owner.

Housing debates become poisonous when every participant is reduced to an enemy: tenant against landlord, student against resident, foreigner against local, development against preservation.

Segovia does not need fewer ideas, fewer international connections or less ambition. It needs the physical capacity to accommodate the city it is becoming.

Because growth without infrastructure eventually becomes pressure. Growth supported by infrastructure can expand opportunity.

And if housing is where that difference is increasingly being felt, perhaps it is time to stop treating housing merely as property.

**It is part of the infrastructure of belonging.**

*— The Segovian Editorial Board*

## Sources

- [El País — agreement allowing Maricarmen to return to her home, 28 September 2026](https://elpais.com/espana/madrid/2026-09-28/urbagestion-llega-a-un-acuerdo-con-los-representantes-de-maricarmen-para-que-vuelva-a-su-casa.html)
- [Eurostat — House prices and rents continued to rise in Q1 2026](https://ec.europa.eu/eurostat/web/products-eurostat-news/w/ddn-20260702-2)
- [El Adelantado — Segovia rental market pressure, 9 June 2026](https://eladelantado.com/segovia/2026/06/09/el-alquiler-en-segovia-entra-en-maxima-tension-con-precios-un-512-mas-altos-que-hace-tres-anos/)
- [El Adelantado — housing access in Segovia, 25 August 2026](https://eladelantado.com/segovia/2026/08/25/el-alquiler-pone-contra-las-cuerdas-a-quienes-buscan-vivienda-en-segovia/)